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Thursday, January 5, 2012

New Year, New Beginnings!

Happy New Year!

I know I've been away for a while, but after my last post my life just got super busy. Let's see....

To start where I left off, my stepmom and my now 6 year old brother (technically, 6 tomorrow!) came to visit. We went to the Georgia Aquarium (highly recommend ANYONE who visits the Atlanta area to check that place out! It's amazing!), went out for Pinkberry, saw a movie and had my cousin's 30th birthday party. An overall busy, yet enjoyable 4 day weekend with family (I had all of that posted in a draft for a new post and thought I would use it! Haha.)

Several Bill Days have come and gone, but I don't feel that it's necessary to try and back track for the last couple months. Instead, I thought I would let you guys in on a little, well, not-so secret secret.

A week before I left for my mini Christmas vacation in Milwaukee, I contacted a realtor. I met her back in August (she was the listing agent for a condo I was interested in) and we hit it off. When I got sick this past fall, I had to put off my search for a new home. I felt sad writing her an email telling her I had to put everything on hold. Needless to say, she was very happy to hear from me. She referred me to a mortgage lender and with my excellent credit I was pre-approved for....well, I'm not really sure of an exact amount. But I told him what monthly payment range I want to stay in, and he told me to search for a home between $70,000 - $75,000. With this being a buyer's market right now, there are a TON of listings out there for that amount and less. I've combed through tons of listings online and I think I'm ready to go out and really look.

I started thinking about how I could combine this blog and my own research on the home buying experience. I am a complete newbie when it comes to all of this home owner stuff. In the last 6 or 8 months now, I have done a TON of research on my options, and I have hardly made a dent in all the information I have found. There are a TON of resources to look at: internet, books, and all kinds of people out there that are more than willing to answer questions.
This may not necessarily be the BEST guide to follow, but it’s what I’m going through right now. I know I’m not the only person out there that has questions on how to start this process, but I have really not found 1 step-by-step guide to owning your home. I’m sure that’s due to the fact that there are SO many details and so many different situations out there. The details are hard to sit down and just write out.

So I hope you guys will enjoy this little home-buying journey I'm about to take you on. I think it'll be fun and hopefully I'll start getting some usable feedback from you guys! :)

For now, time to get back to work!!

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